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Put the ‘pay’ back in pay day.

Say goodbye to payday loans with Campus Federal’s Money Wise Loan.

  • Competitive rates
  • $200 minimum loan
  • $2,000 maximum loan
  • 20% of approved loan amount will be placed in a share account as collateral
  • Maximum term of 12 months
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
TermAPR As Low As
Term: Up to 12 MonthsAPR As Low As: 28.00%

For example, a monthly payment for an Money Wise Loan for $1,000 for 12 months at 28.00% APR could be as low as $96.51.

Loan Calculator

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This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Secure a loan using funds on deposit at Campus Federal as collateral.

Share-Secured Loans can be secured by a share, money market or certificate account. As you repay the loan, the funds in your deposit account become available. 

  • Variable rate set at 3% above the prevailing rate on your deposit account
  • Maximum loan amount up to 100% of deposit
  • Collateral required (your funds on deposit)
  • Payroll deduction, Bill Pay and transfer payment options available
  • Payment protection insurance available
  • No prepayment penalty
APR As Low As
APR As Low As: Account Rate + 3.00%

For example, a monthly payment for a Share-Secured Loan for $1,000 for 60 months at 3.10% APR could be as low as $18.01.

Loan Calculator

or
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.

Loan Payoff Calculator

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. the calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. Hypothetical illustrations may provide historical or current performance information.
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Card ValetTM

Manage your Campus Federal debit and credit card usage by defining when, where and how your check card is used.