Certificate Accounts
Grow Your Savings!
Invest only $500 for 30-day through 12-month terms, or at least $1,000 for 18-month through 72-month terms. Enjoy our highly competitive rates along with the security of knowing your savings are federally insured by NCUA*. Dividends for terms greater than 12 months can be compounded, transferred to another Campus Federal account, or mailed to you.
30-Day Certificate
Start your investment journey today with our 3-month certificate that pays 4.50% APY2 dividends at maturity with only $500 to open. You can safely grow your savings while enjoying the benefits of higher returns in a short amount of time.
30-Day Bump and Jump Certificate
Lock in for a longer term and earn a higher rate of 4.25% APY3 with our 30-month certificate. Plus, enjoy additional savings features with a one-time opportunity to ‘Bump’ or increase your funds in the certificate and a one-time opportunity to ‘Jump’ to a higher rate during the certificate’s 30-month term. Only $1,000 to open.
Jumbo Certificate Accounts
Enjoy our highly competitive rates on a Jumbo Certificate Account along with the security of knowing your savings are federally insured by NCUA*. Dividends for terms greater than 12-months can be compounded, transferred to another Campus Federal account, or mailed to you.
Rates
| Term | APY | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: 30 days-Dividends paid at maturity | APY: 4.00% | Minimum Balance: $500.00 | Dividend Rate: 3.93% |
| Term: 91 days-Dividends paid at maturity | APY: 400% | Minimum Balance: $500.00 | Dividend Rate: 3.94% |
| Term: 182 days-Dividends paid at maturity | APY: 4.00% | Minimum Balance: $500.00 | Dividend Rate: 3.96% |
| Term: 7 month-Dividends paid at maturity | APY: 4.00% | Minimum Balance: $500.00 | Dividend Rate: 3.97% |
| Term: 9-month-Dividends paid at maturity | APY: 4.00% | Minimum Balance: $500.00 | Dividend Rate: 3.98% |
| Term: 12 months-Dividends credited quarterly | APY: 4.00% | Minimum Balance: $500.00 | Dividend Rate: 3.94% |
| Term: 18 months-Dividends credited quarterly | APY: 3.85% | Minimum Balance: $1,000.00 | Dividend Rate: 3.80% |
| Term: 24 months-Dividends credited quarterly | APY: 3.75% | Minimum Balance: $1,000.00 | Dividend Rate: 3.70% |
| Term: 30 months*-Dividends credited quarterly | APY: 3.00% | Minimum Balance: $1,000.00 | Dividend Rate: 2.97% |
| Term: 36 months-Dividends credited quarterly | APY: 3.55% | Minimum Balance: $1,000.00 | Dividend Rate: 3.50% |
| Term: 48 months-Dividends credited quarterly | APY: 3.55% | Minimum Balance: $1,000.00 | Dividend Rate: 3.50% |
| Term: 60 months-Dividends credited quarterly | APY: 3.55% | Minimum Balance: $1,000.00 | Dividend Rate: 3.50% |
| Term: 72 months-Dividends credited quarterly | APY: 3.55% | Minimum Balance: $1,000.00 | Dividend Rate: 3.50% |
*Deposits insured up to at least $250,000 per individual depositor. Follow this link to review the Share Insurance Calculator.
1APY = Annual Percentage Yield. Rate accurate as of 7/14/2023. Minimum balance to open and earn APY on 30-day certificate is $500. Early withdrawal penalty applies.
2APY = Annual Percentage Yield. Rate accurate as of 7/14/2023. Minimum balance to open and earn APY on 3-month certificate is $500. Early withdrawal penalty applies.
3APY=Annual Percentage Yield. Minimum amount to open and earn APY on 30 month Bump and Jump certificate is $1,000. Early withdrawal penalty on 30 month certificate will equal 180 days’ dividends. A one time deposit (bump) in an amount of at least $1,000 is allowed per 30 month term. The rate can be increased (jump) once per 30 month term after the first six months of the certificate’s opening date. When jumping to a higher rate, the new rate will remain in effect for the remainder of the certificate’s term. APY is accurate as of 8/18/2023.
4APY=Annual Percentage Yield. APY is accurate as of 7/14/2023.