Campus Federal Mastercard
Build credit, take advantage of life’s opportunities, and prepare for the future.
Apply for a low monthly interest rate with no annual fee, Mastercard®’s Worldwide Acceptance, Mastercard benefits and the ability to pay by transfer or Bill Pay.
To request complete disclosures, please visit our contact page.
| APR As Low As | Wall Street Journal Prime Rate |
|---|---|
| APR As Low As: 14.25% for Purchases and Balance Transfers | Wall Street Journal Prime Rate: WSJP + 6.50% |
Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP)
18.00%
N/A
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
There is no minimum interest charge that will apply to your account.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
None
Transaction Fees
None
None
Up to 2% on Multiple Currency Foreign Transactions
Up to 2% on Single Currency Foreign Transactions
Penalty Fees
Maximum of $25.00
None
$30.00 per returned payment
Other Fees
$10.00 per card
$35.00 per replacement
We will use a method called “average daily balance (including new purchases).” See your account agreement for more details.
Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
To request complete disclosures, please visit our contact page.
*Offer subject to membership and credit approval. Variable Rate Information: APR= Annual Percentage Rate. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
Earn rewards for everyday spending, redeemable on travel, gift certificates, and cash back.
Apply for low monthly interest rates with no annual fee, Mastercard®’s Worldwide Acceptance, Mastercard benefits and the ability to pay by transfer or Bill Pay. Plus, receive redeemable points toward travel, gift certificates, and cash back with uChoose Rewards®. For each dollar spent, you’ll earn one point. Click here to learn more about uChoose Rewards.
Once you are a Campus Rewards cardholder, register through Online and Mobile Banking to redeem your points. Simply login to Online or Mobile Banking, in the menu bar select "Accounts" then select "Card Rewards" to set up your uChoose Rewards.
For uChoose Rewards questions or to report an issue please call (844) 854-9057. To request complete disclosures, please visit our contact page.
| APR As Low As | Wall Street Journal Prime Rate |
|---|---|
| APR As Low As: 17.25% for Purchases and Balance Transfers | Wall Street Journal Prime Rate: WSJP + 9.50% |
Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP)
18.00%
N/A
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
There is no minimum interest charge that will apply to your account.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
None
Transaction Fees
None
None
Up to 2% on Multiple Currency Foreign Transactions
Up to 2% on Single Currency Foreign Transactions
Penalty Fees
Maximum of $25.00
None
$30.00 per returned payment
Other Fees
$10.00 per card
$35.00 per replacement
We will use a method called “average daily balance (including new purchases).” See your account agreement for more details.
Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
To request complete disclosures, please visit our contact page.
*Offer subject to membership and credit approval. Variable Rate Information: APR= Annual Percentage Rate. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
Campus Federal's My Campus Card
Whether it’s for business or personal use, you can customize your Campus Prestige or Campus Rewards Mastercard or your Campus Debit Mastercard® with your favorite photos and original designs and create your personal My Campus Card in just three easy steps.
Mastercard Benefits
Enjoy added benefits with your Mastercard. Check out what comes with your debit or credit card below!
- Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
- Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
- Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html.
- Mastercard Global ServiceTM- provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
- Mastercard Airport ConciergeTM 2 - 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
- Price Protection - allows for a refund the difference if you buy something and then see it advertised for less within 60 days.
- Exclusive Offers with Popular Brands - use your Mastercard at participating merchants that provide experiential, travel and everyday value.
- Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
- Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
- Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html.
- Mastercard Global ServiceTM - provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
- Mastercard Airport ConciergeTM 2 - 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
- MasterRental Insurance Coverage - can provide reimbursement for physical damage to or theft of a rental vehicle.
- Price Protection - can refund the difference if you buy something and then see it advertised for less within 60 days.
- Extended Warranty - doubles most manufacturer or U.S. store brand warranties for up to one additional year.
- Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
- Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
- Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html.
- Mastercard Global ServiceTM - provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
- MasterRental Insurance Coverage - can provide reimbursement for physical damage to or theft of a rental vehicle.
- Mastercard Mobile Receipt Management - business owners and employees can snap photos of receipts to store them securely in the cloud.
- Discounts on Intuit Quickbooks and Intuit TurboTax
- ShopRunner Program - online shipping service offering unlimited free two-day shipping and free return shipping on purchases at more than 140 online stores.
- Extended Warranty - doubles most manufacturer or U.S. store brand warranties for up to one additional year.
- Purchase Assurance - covers most items purchased with your card if they are damaged or stolen within 90 days of the date of the purchase.
- MasterAssistTM Travel Assistance Services2 - can provide emergency travel assistance plus pre-trip destination information when traveling more than 50 miles from home.
- Exclusive Offers with Popular Brands - use your Mastercard at participating merchants that provide experiential, travel and everyday value.
- Zero Liability - you will not be held liable if your card is used for purchases without your permission. Some conditions and exceptions apply. Please visit mastercard.com/zeroliability.
- Chip Technology - improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.
- Identity Theft Protection Services - Mastercard ID Theft Protection (IDP) provides you with access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft. Services provided are on a 24-hour basis, 365 days a year. In order to receive the services, you must enroll at https://mastercardus.idprotectiononline.com/enrollment/embedded.html.
- Mastercard Global ServiceTM - provides 24 hour a day, seven day a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as ATM location assistance.
- MasterRental Insurance Coverage - can provide reimbursement for physical damage to or theft of a rental vehicle.
- Mastercard Mobile Receipt Management - business owners and employees can snap photos of receipts to store them securely in the cloud.
- Discounts on Intuit Quickbooks and Intuit TurboTax
- ShopRunner Program - online shipping service offering unlimited free two-day shipping and free return shipping on purchases at more than 140 online stores.
- Extended Warranty - doubles most manufacturer or U.S. store brand warranties for up to one additional year.
- Purchase Assurance - covers most items purchased with your card if they are damaged or stolen within 90 days of the date of the purchase.
- MasterAssistTM Travel Assistance Services2 - can provide emergency travel assistance plus pre-trip destination information when traveling more than 50 miles from home.
- Mastercard Merchant Offers
All benefits are auto-enrolled. If you have benefit questions or need assistance, please call: 1-800-MASTERCARD (1-800-627-8372)
1 - Certain Restrictions apply. Please view the Mastercard Guide to Benefits for the corresponding debit or credit card.
2 - Services are offered at a discounted rate. Please reference the Guide to Benefits for more information.
Lost or Stolen Card
If your card is lost or stolen it's important to take immediate action.
CAMPUS FEDERAL MASTERCARD® CREDIT / DEBIT CARDS AND ATM CARDS
During Business Hours
Contact our Member Relations Center or one of our branches.
After Business Hours
Call 1-888-769-8841, listen to the available options and choose the appropriate prompt to be connected with an after-hours card care specialist.
Mobile Wallet
Paying is now easier with Mobile Wallet. Add your Campus Federal debit or credit card to your mobile wallet using Apple Pay, Samsung Pay or Google Wallet.