Discover the simplicity of Lagniappe Lite Checking. We've streamlined the process to enjoy competitive returns with your convenience in mind, allowing you to focus on what matters most to you.
Earn an impressive 4.00% APY* on balances up to $10,000 with fewer qualifications to meet compared to our Lagniappe checking account.
Qualifying for dividends is easier than ever:
- Make just one direct deposit, ACH auto debit or use our Campus Federal Bill Pay1 service each month.
- Make five debit or credit card purchases of $5.00 or more each month.**
- Sign up for eStatements - it's good for the environment and keeps your information secure.
Don't worry if you miss a requirement in a month! As long as your combined average monthly loan and deposit balances reach $5,000, you'll still avoid any monthly maintenance fees.
Ready to simplify your checking and maximize your earnings? Open your Lagniappe Lite Checking account today and start enjoying the benefits of a smarter, simpler financial life.
1Campus Federal Checking Account required for Bill Pay.
| Term | APY | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: Met Qualifications - Balance up to $10,000 | APY: 4.00% | Minimum Balance: $0.01 | Dividend Rate: 3.93% |
| Term: Met Qualifications - Balance over $10,000 | APY: 0.05% | Minimum Balance: $10,000.01 | Dividend Rate: 0.05% |
* APY= Annual Percentage Yield. APY is accurate as of 9/3/2024. Fees could reduce earnings. APY is variable and may change after the account is opened.
** Debit or credit card purchases must be at least equal to $5.00 per purchase to count towards the 5 qualification purchases each month.