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Stay protected with Campus Federal by your side. Campus Federal provides insurance for every stage of your life – payments can be made directly from your account.

Accidental Death & Dismemberment (AD&D)

One of the many benefits of your credit union membership is a no-cost TruStage™ Accidental Death and Dismemberment (AD&D) insurance policy. In the event of a covered accident, it pays a cash benefit to your family at a critical time. It’s money your loved ones may use for monthly bills, debts or any reason.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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Life Insurance

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most. The right life insurance coverage should make sense for you, your family and your budget. We’ll explain the differences between Term and Whole Life Insurance, work within your budget and help you make the right choice for you and your family.

Click here to learn more about this important coverage or call 1-855-612-7909 for more information.

1 TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Auto and Home Insurance

Let us protect you, so you don’t have to worry. Our TruStage™ Auto and Home Insurance Program1 not only provides great coverage but great savings as well.

Get your free Auto quote online today or call 1-855-483-2149. Your free Home quote can be completed by calling 1-855-483-2149.2

1 TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

2Only Auto quotes can be completed online at this time.

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GAP Insurance

The only thing worse than totaling your vehicle - is continuing to make loan payments on it. Guaranteed Asset Protection (GAP)* pays the difference between the actual cash value of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is still owed, subject to terms and conditions of the GAP contract.

GAP offers protection when you need it most - when your vehicle is stolen and is not recovered, or is totaled in an accident.

  • Maximum value of Motor Vehicle and Power Sport = $100,000
  • Maximum value of Watercraft = $50,000
  • Maximum value of RV = $125,000
  • Maximum claim benefit for all = $50,000
  • Maximum term of loan covered = 84 months
  • GAP Plus - pays an additional $1,000 if replacement vehicle is financed through Campus Federal.
  • Deductible Assistance - This includes a primary insurance deductible maximum per occurrence of $1,000 and includes multi-vehicle protection.1
  • Eligible vehicles = private passenger vehicles, vans, pickups or light trucks (not exceeding 10,000 pounds gross vehicle weight.
  • Ineligible/excluded vehicles = vehicles used for commercial purposes; vehicles with commercial or salvage titles, and/or exceeding 10,000 pounds.

Protect yourself with GAP coverage with only a minimal add-on to your monthly payments. For only a few cents a day, you could potentially save yourself thousands in out-of-pocket expenses. When you begin the financing aspects of your vehicle loans, be sure to mention the GAP option to your loan officer.

*Your purchase of MEMBERS CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost
of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

1Maximum number of occurrences is no more than 2 in a 12 month period.

Mechanical Repair Coverage

Drive with confidence, knowing we’ve got your back. A breakdown can be troubling enough without the added worry of expensive repairs. Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs. Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs.

Coverage Benefits include:

  • Substitute transportation
  • 24-hour emergency roadside assistance
  • Travel expense reimbursement
  • Key replacement
  • Paintless dent repair
  • Commercial use
  • Rideshare
  • Lift kit, leveling kit & lowering kit
  • Mobility equipment
  • Good at any authorized repair facility
  • No out of pocket expense (except for any deductible)
  • Coverage can be transferred (for an administrative fee)

Credit Life Insurance

Don’t worry about outstanding loan balances. With payment protection Credit Life Insurance, your loan payments are covered or reduced in the event of terminal illness, accidental dismemberment, or death.

Contact a Campus Federal Representative about adding payment protection to your loan today.

  • Maximum Age: 70
  • Maximum Amount: $50,000
  • Maximum Term: unlimited

Credit Disability Insurance

Who will make your loan payments should you or a co-borrower become disabled? Credit Disability Insurance makes loan payments to Campus Federal should you become disabled due to a covered illness or accident. As a member, you pay the premiums, insuring the primary borrower or co-borrower.

Contact a Campus Federal Representative about adding payment protection to your loan today.

  • Maximum Age: 70
  • Maximum Amount: $50,000
  • Monthly Benefit: $850.00
  • Maximum Term: unlimited

Optional coverage in some states. Availability varies by state. Eligibility rules apply.

TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All guarantees are based on the claims paying ability of the underwriting company. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK; where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. MRC-3415612.4-0324-0426 © TruStage

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