Checking for Everyone
A checking account should fit your lifestyle and meet your financial needs. We offer three great options to help manage your money and access it whenever you need it.
The account designed to deliver value every month.
More than just a place to keep your money, Campus Classic delivers value based on purchases and the balance you keep. Each month we’ll waive the $8 maintenance fee if you:
- Make 15 debit or credit card purchases on your account each month, or
- Carry a $5,000 Relationship Balance (your average monthly loan balance plus average monthly deposit balance under the same membership number)
A worry-free option to keep your finances on track.
You probably have enough on your plate, so we designed a solution to give you a head start on your monthly money management:
- Available for Campus Federal members 30 or younger
- No monthly maintenance fee when you enroll in eStatements
Looking for a checking account that does more for your money? Open a Lagniappe Checking account and earn 6.00% APY* on your checking balance up to $10,000 and receive ATM fee refunds nationwide.
To qualify for ATM fee refunds and competitive dividends, simply:
- Make one direct deposit, ACH auto debit or Campus Federal Bill Pay transaction,
- Make 15 debit or credit card purchases on your account each month**, and
- Enroll in eStatements
Even if you don’t meet the requirements in any given month, if your relationship balance (your average monthly loan balance plus average monthly deposit balance under the same membership number) is $5,000 or more, you’ll still enjoy no monthly maintenance fee!
| Term | APY | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: Met Qualifications - Balance up to $10,000 | APY: 6.00% | Minimum Balance: $0.01 | Dividend Rate: 5.84% |
| Term: Met Qualifications - Balance over $10,000 | APY: 0.05% | Minimum Balance: $10,000.01 | Dividend Rate: 0.05% |
* APY= Annual Percentage Yield. APY is accurate as of 9/1/2024. Fees could reduce earnings. APY is variable and may change after the account is opened. ATM fee refunds are capped at a maximum of $25.00 per monthly qualification cycle.
** Debit or credit card purchases must be at least equal to $5.00 per purchase to count towards the 15 qualification purchases each month.
Our Lagniappe Lite Checking account makes receiving a little extra each month, a bit easier. While the rate is lower than our Lagniappe Checking, it's still a great way to earn dividends with fewer requirements.
To qualify for competitive dividends, simply:
- Make one direct deposit, ACH auto debit or Campus Federal Bill Pay transaction,
- Make 5 debit or credit card purchases on your account each month**, and
- Enroll in eStatements
Even if you don’t meet the requirements in any given month, if your relationship balance (your average monthly loan balance plus average monthly deposit balance under the same membership number) is $5,000 or more, you’ll still enjoy no monthly maintenance fee!
| Term | APY | Minimum Balance | Dividend Rate |
|---|---|---|---|
| Term: Met Qualifications - Balance up to $10,000 | APY: 4.00% | Minimum Balance: $0.01 | Dividend Rate: 3.93% |
| Term: Met Qualifications - Balance over $10,000 | APY: 0.05% | Minimum Balance: $10,000.01 | Dividend Rate: 0.05% |
* APY= Annual Percentage Yield. APY is accurate as of 9/3/2024. Fees could reduce earnings. APY is variable and may change after the account is opened.
** Debit or credit card purchases must be at least equal to $5.00 per purchase to count towards the 5 qualification purchases each month.
Pay the Easy Way
Add your Campus Federal debit or credit card to your mobile wallet and pay in seconds using Apple Pay, Samsung Pay or Google Wallet.
Fuel Your Dreams
From classic Savings to a Traditional or Roth IRA, we offer various hard-working accounts to help meet your financial goals faster.