Vehicle Loans

Simplify your car buying experience with straightforward options on new and used cars:

• Competitive rates
• $4,000 minimum loan
• 100% financing available
• Maximum term for Model years 2023-2024 – up to 84 months
• Maximum term for Model years 2020-2022 – up to 78 months
• Maximum term for Model years 2018-2019 – up to 72 months
• Maximum term for Model years 2017 or older – up to 60 months
• No prepayment penalty
• Mechanical Repair Coverage available (extended warranty)
• Skip A Payment option for eligible members
• Payroll allocation, Bill Pay¹ and transfer payment options available
• Credit Life/Disability insurance available (payment protection)
• GAP insurance available including Deductible Assistance
• Visit the Campus Car Center to shop and locate a preferred dealer near you

¹Campus Federal Checking Account required for Bill Pay.

• Competitive rates
• $4,000 minimum loan
• 100% financing available on new boats; 90% financing on used boats
• Maximum term for Model year 2023-2024 – up to 180 months
• Maximum term for Model year 2020-2022 – up to 144 months
• Maximum term for Model year 2018 -2019 – up to 78 months
• Maximum term for Model year 2017 or older – up to 60 months
• Payroll deduction, Bill Pay and transfer payment options available
• Payment protection insurance available
• No prepayment penalty

• Competitive rates
• $2,500 minimum loan
• 90% financing available
• Terms up to 36 months on used motorcycles
• Payroll deduction, Bill Pay and transfer payment options available
• Payment protection insurance available
• No prepayment penalty

Buying your first car can be challenging, and it’s always a significant investment. Our First Time Auto Buyer Program is a great solution if you have no credit. Campus Federal makes it affordable with an APR as low as 8.49% on an auto loan for up to 72 months.*

Get rewarded. Do you pay on time, every time? Make all your first 12 monthly payments on time, and we'll reward you with a 1% interest rate reduction for the remainder of the loan.

If you are approved for a First Time Auto Buyer Loan, you may also be approved for a Campus Federal MasterCard with a limit of $500.

*Offer subject to credit approval. Certain restrictions apply. Applicant must meet First Time Auto Buyer Program requirements. APR= Annual Percentage Rate. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000.00. Loan rate reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.49% APR could be as low as $355.47. Maximum terms for used vehicles are between 48 and 72 months depending on the vehicles age and mileage. The rate will not increase after consummation of loan.

• Competitive rates
• $2,500 minimum loan
• 90% financing available
• Maximum terms of 36 months on used ATV's
• Payroll deduction, Bill Pay and transfer payment options available
• Payment protection insurance available
• No prepayment penalty

• Competitive rates
• $4,000 minimum loan
• 90% financing available
• Flexible terms
• Payroll deduction, Bill Pay and transfer payment option available
• Payment protection insurance available
• No prepayment penalty

• Competitive rates
• $4,000 minimum loan
• 90% financing available
• Flexible terms
• Payroll deduction, Bill Pay and transfer payment options available
• Payment protection insurance available
• No prepayment penalty