Residency Program
Residency Loans
Need funds for relocation or living expenses? Campus Federal provides more than just financial services. We’re local, community focused and here to help you with Residency Loans1 and more for every stage of your life.
3 Year Residency Line of Credit
- Up to $45,000
- Payments within 90 days of residency completion
- Advances of $15,000 per year
5 Year Residency Line of Credit
- Up to $75,000
- Interest only payments starting in the beginning of the fourth year
- Advances of $15,000 per year
Apply online, by phone or visit us today!
Physician and Medical Professional Mortgages
At Campus Federal, we strive to be a trusted financial partner to our members throughout all stages of life. Our mortgage loan program for physicians2 and medical professionals3 is a great example of this commitment. Begin your homeownership journey with us to get the home you’ve always wanted with less upfront costs.
- Exclusive offer for first-time home buyer physicians or medical professionals only
- Adjustable rate mortgages
- Competitive rates
- Loans up to $726,200
- Available for single family homes, condominiums and townhomes
- Private mortgage insurance not required
- Expert advice with quick turnarounds
Apply online, by phone or visit us today!
Mastercards®
With competitive rates and no annual fees, Campus Federal's Mastercards®4 give you perks for every purchase. Make the most of life's opportunities today while still saving for all your future plans. Choose the card that's best for you and apply today.
- Our Campus Rewards Mastercard® pays you every time you spend! Earn 1% cash back on all purchases through uChoose Rewards® without sacrificing a competitive rate.
- Our Campus Prestige Mastercard® gives you the convenient flexibility to explore all the things that bring you a little joy. This card is ideal for someone looking to manage a balance affordably.
- No cash advance fee, balance transfer fee or annual fee.
Signature Loan
We all have expenses that arise at a moment's notice. No matter the situation, Campus Federal makes it easy to quickly get the funds you need.
- Low fixed rate5
- No collateral required
- $500 minimum loan
- Maximum term of 84 months
- Payroll deduction, Bill Pay and transfer payment options available
- Payment protection insurance available
- No repayment penalty
Loan payments can be paid monthly or bi-weekly.
1APR=Annual Percentage Rate. APR is variable and may increase after consummation of loan. Residency Loan APR is indexed to Wall Street Journal Prime Rate (WSJP) with a floor of 5% and based on underwriting and credit qualifications. Membership and Credit Approval required.
2The physician loan maximum loan to value ratio will only be offered to qualifying medical professionals who are purchasing a residence for the first time, which will be an owner occupied residence. Eligible borrowers: Medical Residents, existing or newly licensed Medical Doctors, including Dentists and Veterinarians. May close with a contract of employment with start date 60 days out. Seller contributions allowed. Membership eligibility requirements apply. Rates are subject to change at any time. Offer subject to credit approval. Additional fees may apply. For example, an interest rate of 7.25% (7.964% APR) equals an estimated $6.82 monthly payment for the first 84 months per $1,000.00 borrowed. Rates are based on certain assumptions. APR= Annual percentage rate. APR may be increased after consummation of loan. Monthly payments do not include amounts for property taxes and insurance.
3The medical professionals loan maximum loan to value ratio will only be offered to qualifying medical professionals who are purchasing a residence for the first time, which will be an owner occupied residence. Eligible borrowers include Registered Nurse, Nurse Anesthetist, Physician Assistant, Nurse Practitioner, Chiropractor, Optometrist or Podiatrist. May close with a contract of employment with start date 60 days out. Seller contributions allowed. Membership eligibility requirements apply. Rates are subject to change at any time. Offer subject to credit approval. Additional fees may apply. For example, an interest rate of 7.25% (7.964% APR) equals an estimated $6.82 monthly payment for the first 84 months per $1,000.00 borrowed. Rates are based on certain assumptions. APR= Annual percentage rate. APR may be increased after consummation of loan. Monthly payments do not include amounts for property taxes and insurance.
4Offer subject to membership and credit approval. Variable Rate Information: APR= Annual Percentage Rate. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the “Money Rates” section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee.
5Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for a signature loan for $10,000 for 60 months at 11.24% APR could be as low as $218.62. The rate will not increase after consummation of loan.